Check your credit report!
As you probably know by now, you can get a free copy of your credit report (one from EACH of the major reporting agencies) through https://www.annualcreditreport.com/. (You East Coasters will have to wait until September, though.) Anyway, if you haven't already done so, I highly suggest that you order and review your credit report. Due to my Dire Financial History, I truly dreaded seeing in black and white what a mess I managed to make of my fiscal life--but you know what? There was an address on my report--a PO Box in Cali--with which I have never been associated. Apparently, in 2002, someone may have made an attempt to Identity Theft me. (I pity the poor bastard who tried to obtain a credit card in MY name, though.) Although all of the open accounts were, in fact, mine (unfortunately), it's still good to be aware of the activity on your credit report--especially as we're all at the age (if not the actual STAGE) of mortgages, car loans, etc.
And now, if you'll excuse me, I need a stiff drink.
13 comments:
pour one for me, too
~b
I was the same way when I got my report too! It was horrible. Was it wrong of me to take pride in the fact that some of my unpaid debts will be dropping off of my report by the end of this year? LOL
Whoo hoo Nik!!
Some of mine are on there until 2050 or some shit like that.
You're not still drinking, are you?
Nah. I drank like half a wine cooler and decided I didnt' feel like drinking.
I'm WILD, I tell ya.
(However, I plan to be fully schnockered at the blog party next weekend.)
LOL. Schnockered, eh?
Since we move and buy a house every year and a half or so, we're pretty up-to-date with what's on ours, but it still wouldn't hurt to check!
Renee
You said stiff!
hehehehehe
Oh, I hear you sister. The day you view your credit reports is indeed a grim, grim day, which usually calls for shots of tequila. Nothing good can ever come of drinking tequila, but then again (for me anyway), nothing good can ever come of viewing credit reports. I will have a drink FOR you.
Is everyone else's report 25 pages long?
Nerd.
Well yeah, that goes without saying.
And who needs Velveeta Shells and Cheese when you can have Shop Rite Cheesy Pasta Shells?
You still have to pay to get your score. Basically, you just look at it and make sure everything that's on there is accurate. it tells you about different accounts, date opened, if you're current, late payment info, etc.
*Eye roll*
;)
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